It depends on what it is. If it's something we need, even if it's not something fun, I'll fork over the funds.
Although I'm a bit p-o'd at one needed expense right now. Not long ago, Himself's car got a windshield ding, and he took it to the glass shop to get it fixed before it could spread - our insurance waives the deductible for windshield crack repairs. The tech told him that it wasn't in danger of spreading, that it didn't need to be treated. With the temperature fluctuations we've been having , that crack started to spread a couple of days ago, and this afternoon, had snaked halfway across the windshield. He took it back to the glass shop, and they told him that anything longer than a few inches, they can't seal. So we had to buy a new windshield. He reminded them that he had been there not long ago, about THE SAME CRACK when it was still small, and they told him it wasn't in danger of spreading, and that quite frankly, he thought they should have to eat the cost of replacing the windshield since if they had sealed it when he first brought it in, this wouldn't have happened. They didn't replace it free, but they did take 30% off.