I'm in! I did the January Forget the Jones Project and I cannot believe how many things gave changed as a result! For the first time in five years we payed off our credit cards with our tax refund and have not used them since! We always payed off or tried to pay off the cc in the past but always ended up using them again. I am determined not to do that again. Since I did the FTJ Project this year I have spent less on groceries but have more in my pantry than ever before, I really looked at where our money went and learned a lot of waste was going on. We now have an awesome financial planner, an emergency fund and a good start on a long terms savings, a 401K( not great right now, but whose is?), and a plan to eventually pay off our house. This was an incredible life changing thing for us! I have changed my way of thinking, but it still is hard at times not to spend like my friends do, especially with the summer getting in full swing now. I cannot wait to get excited again about everything the first FTJ Project taught me. This is just the encouragement I need! I needed to get re-energized about being smart with money.
post #51 of 85
6/11/09 at 2:10pm