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Week One: Day Four - Create a Holiday Spending Plan

post #1 of 19
Thread Starter 
CREATE A SPENDING PLAN

Instructions here: http://www.mommysavers.com/2010/11/c...spending-plan/
post #2 of 19
Perfect! I think next year I am going to make even more handmade card gift sets. I will still give my fudge and candy as gifts. I mentioned to some not making so much this year and I was pretty sure the world might stop turning, so, back to the 300#s of fudge I go.

I shopped all year long, but, now that the kids are getting older, I think I am going to have to wait until closer to Christmas to shop. BUT, I will still pick up timeless bargains year round.
post #3 of 19
Yay! I got the first day done FINALLY! Having a spreadsheet really does make it easier than writing it all out by hand. Don't worry I will catch up on the other steps!
post #4 of 19
This step really helped me! I did it in a word document and I put the dates/ the amount I have to spend/ and what or who I would like to buy for during that time, I printed it out so I can carry it with so I can keep track! Obviously most of my Christmas money this pay will go for things I am buying on black friday.

Since I do not get paid again at my WAHJ until Dec 15th I left all of my gift cards until the end, in one afternoon I can go to Giant Eagle and get most of what I need and maybe only have to go one or two more places.

Thanks Kim!! I feel more organized

BTW- I did talk with dh's cousins and one did not care at all either way and the other suggested that we pull kids names like adults do!! My MIL is going to pass the names out virtually since we all live in different towns and now I only have one child -not seven to buy for! With a 15-20 limit!!
post #5 of 19
Done! Glad it was a little easier this time!
post #6 of 19
Quote:
Originally Posted by Kim View Post

CREATE A SPENDING PLAN
If you can swing it, consider making this an all-cash Christmas.

What we did was we took our cash Christmas budget and pre-paid the Mastercard (which we pay off every month). This way we're not having to carry around a lot of cash and our bill won't be any bigger this month even though we're doing all our Christmas shopping.
post #7 of 19
Everything I bought so far was with cash so that's good. Just going to try to keep it that way!
post #8 of 19
DH and I discussed this just this morning before I Checked in and it looks like we're good to go for an all cash year despite all our extra expenses recently. Yay! The kids and I are making most of the extended and "extra" gifts, too. That helps.
post #9 of 19
Thread Starter 
Quote:
Originally Posted by aleise02 View Post

BTW- I did talk with dh's cousins and one did not care at all either way and the other suggested that we pull kids names like adults do!! My MIL is going to pass the names out virtually since we all live in different towns and now I only have one child -not seven to buy for! With a 15-20 limit!!

Great solution!
post #10 of 19
I don't have credit cards. When we did the Christmas spreadsheet the first day I figured how much i could spend each week from here out. Awesome assingment!
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