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Day One Check-In - Page 2

post #11 of 56
1/1/10 at 9:29am
We are trying to get as much to the basics as we can:

Besides bills here is what I am spending on:

Car Registration
Car inspection (both were up yesterday YIKES)

one fill up for each vehicle per week.... we will be trading cars if DH runs low, because besides DSs classes and MOPS and church I will not be running to the store etc.

50.00 for the entire 21 days for groceries- milk, bread, cheese, fruit, veggies, diapers, etc.... this is cutting WAYYY back for me

10.00 DHs hair cut... no I can not cut it myself tried, failed, he really does not want to walk around looking like a dork for 21 days... I do not blame him!!

That is it! No birthdays, not shopping, no entertainment that we have to pay for
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post #12 of 56
1/1/10 at 9:33am
Here's my list of approved purchases:

Groceries: milk, bread, cheese, eggs, lunch meat, fresh fruit (bananas and apples), and meat if needed (though my goal is to use up the meat in our deep freezer)

Gas for vehicles

Bills that are due will obviously get paid :-)

Unexpected approvals: meds if needed, dr. co pays, etc.

New bathroom rug (already bought one that is too small, need to exchange and pay the difference for the larger size)

Gift card purchases: I have a couple Christmas gift cards and I am giving myself to use them for items that I decide I want or need, doesn't come from my budget so I say it's OK!
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post #13 of 56
1/1/10 at 9:34am
1) Bills
2) Gas for the cars
3) Perishable Groceries - dairy, produce, lunchmeat & bread
4) Kitty Litter - forgot to pick this up at the grocery store
5) P/U ring from jewler - it was being repaired & is finally ready
6) 6 mos of coffee - husband got a gc for his birhtday, so at most it will cost us $10 to have it ordered & delivered
7) 3 new floor mats for the office chairs - was planning on purchasing in Dec but decided to wait for the coupon
8) one lunch date with mom - not sure when in the month, but won't cost more than $20
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post #14 of 56
1/1/10 at 9:56am
Approved spending: Groceries (I am going to attempt $175/2 wks. instead of $225), Gas, Bills of course (all budgeted.) I have a lot of birthdays this month, but will only buy a gift for my nephew, the rest understand.

Our health ins. is going up $140/month. So I am going to have to find ways to trim our budget and still hope that the family members' tummies feel full. It will be tough. But, we have had tough times before and come out of it better people!
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post #15 of 56
1/1/10 at 10:43am
Monthly Expense Estimate
Mortgage/Tax/Ins\t $1405.00
Electric\t $100.00
Gas heat\t $100.00
Cable/Int/Phone\t $118.00
Water Bill\t $20.00
Gas For vehicles (2) $75.00 (VA center is 2 hours away)
Groceries/personal care $150.00
Eating Out\t $50.00
Hair Cut for son (JrROTC specs)\t$10.00
Entertainment\t $50.00
Vehicle Insurance (2) $67.00
Health Insurance\t $38.34
Clothing (sale or thrift) $50.00
\t $2,232.34
I think I got everything covered.... I plan to spend less on those things I can control, especially gorceries since my pantry and freezer are full.
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post #16 of 56
1/1/10 at 10:43am
Grocery – perishables only. We are going to eat down our pantry.
Gas for vehicles - though I am going to limit my driving as much as I can and try to only fill up one time.
Regular bills
Haircut and color for me (way overdue and this is definitely a NEED for me), one haircut for DH
Girl scout cookies from DD (she’s a Daisy and it’s her first year selling)
Extra newspapers for coupon inserts (5 inserts this weekend!)
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post #17 of 56
1/1/10 at 10:44am
1) food - I plan to only buy groceries we need for that week and hope to stay at $125 a week, max. The pantry is pretty low right now and we have no meat except for some leftover ham & a bag of chicken tenders. No more sodas during this time for me, I have a case, if I run out, I will make iced tea.

2) gas as needed
3) dog food & TP, fine on other household items
4) bills
5) DD's birthday food - we bought the decorations on sale a few months ago, got the candy buffet items (party favor) on clearance after the holidays, just need food & cake, will need gifts but her party is before her actual bday late in the month after the challenge
6) car registration - thanks to poster that reminded me of that expense!
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post #18 of 56
1/1/10 at 11:11am
My approved spending list:

Bike (daughter's birthday is tomorrow)
Sandwich Steak, Curly Fries (daughter's birthday dinner - making it instead of going out)
Bread
Milk
Fresh fruits/vegetables for lunches (I'll get what's on sale when we run out)
Toilet paper
Gas to get to and from work

We have plenty of meat and veggies frozen, so we will make dinners with this and what we have in the pantry.

Bills due will get paid.

Can't wait to see how I do!!!!

Maegan
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post #19 of 56
1/1/10 at 12:49pm
My approved spending list:

Bills due will be paid

Groceries - I will make menus starting with what we have, and filling in only when necessary - goal is to spend max of $50 a week

Gas

$6 for dollar movie on Saturday (playdate already scheduled) - we will bring leftover Christmas candy from home

Chick fil A, Moe's gift cards - giving myself permission to use them as they were Christmas gifts!
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post #20 of 56
1/1/10 at 12:56pm
- food: milk, eggs, bread, produce
-diapers and wipes for ds
-gas for car
-bills
-$20 dhs pool team
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