We've been using Terry Riggs Snowball debt payments and gone from over $50,000 to $17760 in 2 years. Cut in pay tmid last year has made it hard but I'll list em here and the committment in writing will help I'm sure.
Personal Loan 11760
I'm paying $113 per week and have just changed from automatic fortnightly payments on these to weekly... apparently it reduces the interest by heaps.
Visa 12.50 p/wk
cc 50.50 p/wk
Loan 50 p/wk
not much left for fun but the library has some great new dvd's for the kids and some awesome Personal development and money management books to read to keep us busy...
Besides I'm so into 'The Secret' right now I don't have time to do anything else fun...