What type of insurance for your car?

I just have liability on both of them. It's recommended to not have collission on vehicles that are over 5 years old.

On the girls car, we only have liability because collision would be too expensive.  They know if they are the cause of an accident, then they have to pay to repair or replace their car.

For our cars, it depends on the car.  We have a junker that we use just to transport stuff because it is on its last leg and no one would buy it.  We have the minimum on that.  We have three other cars (one is a sports car--the other two our transportation) and we decide whether we could afford to replace those if something happened to them.  Currently, our answer is no, so we have collision on all three cars.  We have had to use it when Dh's Corvette was hit while he was parked--no one left a note so it was on us.

We have full coverage on dh's newer truck. We  USED to have full on my '98 explorer until I realized the deductible for the extra was only $75 under what the car was worth. Deductible was 500 the car is worth maybe 575. Not worth it since it doesn't see a lot of mileage outside of city limits.
 

I'm sure it will be pointed out to me how dumb dh and I are, but we have a 12-year-old Saturn that we still have full coverage on.  It just gives us peace of mind to know that no matter what happens to that car, we'll still be taken care of.  If it was a beater that we only paid $500 for, then it would definitely have liability only coverage.  But the Saturn has only 109,000 on it and it's still in great shape.  If it's involved in an accident, we want it repaired, if possible.

When I was rearended 2 years ago, the 16-year-old who caused the accident totaled her car.  I wasn't paying super-close attention to the conversation, but I know there was some issue between the tow truck driver and the girl's parents as to where to take the car and what to do with it because it didn't have full insurance coverage.

We have three autos. My Van (the family car) full coverage, a 13 yr old Sentra (liability) it's a salvage so we can't get full coverage on it, and a box van for my husband's business (full coverage). 

My car and the motorcylce, full coverage. E 2001 truck, libility.

The 1940, the 1941, the 1970, the 1971, the 1977 full coverage.

Yep, we are issurace poor.

We have liability and roadside hazard only. DH drives a 96 truck that should have been put to pasture years ago. My van was only $3400 18 months ago so not really worth a whole lot. 

We used to have a $1M umbrella policy that required that the liability coverage on our vehicles be pretty high (I think over $250,000 per incident, maybe $300K). Even when we dropped the umbrella policy, we kept the auto insurance limits high. It has come in handy when I drove for Girl Scouts or school field trips since certain organizations require that you prove that you have certain policy limits. Plus insurance in Idaho is so stinkin' cheap, we found it difficult to justify trying to lower the limits.

Yes, both of our vehicles still have comprehensive (with $500 deductibles). You, of course, know about hubby's car hitting a deer. The insurance company said the car was worth no more than $2000 (they were being generous) so that's the amount of the check they sent us. We paid $2600 to repair the car (it looks gorgeous) - which included a few cosmetic fixes it needed aside from the accident (like a new windshield) - and it is still insured, including comprehensive! If it gets hit again, it is covered. We figure it cost us $600 to get the car back which saved us $20,000 for the replacement car that we would have bought.

Note: Because we've been with Progressive so long, we have accident forgiveness (this accident doesn't count since they determined he was not at fault). The last time hubby got into an accident (rear ended someone in the rain), not only did they fix both cars, our premiums went DOWN. I keep looking at the numbers and keeping the comprehensive on a old, inexpensive, paid-off car still makes sense to us. As a matter of fact, we added glass coverage.