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How to be less controlling with $$ - Page 2

post #11 of 19
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Originally Posted by aliadam View Post

Oh just wanted to add.....my DH DID go out every day for lunch before he had his stent put in. He's stopped that now for health reasons instead of money reasons. I can remember how stressful working was and how nice it was to get away from my desk to go and eat and chat with coworkers so I never minded him doing that. But that was just me...

Well it was cheaper for us when we lived in the Midwest too!!  Here a lunch out is $10 and if they go to an actual restaurant tack on a tip too.  With our cost of living going up with the move, now $200 a month plus tips is too much for us.

post #12 of 19
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Originally Posted by Stormy View Post

I think what I'm going to do (not right now, maybe next payday) is going to sit down and discuss between us what we think would be a reasonable amount of $$ per paycheck for each of us for use as personal spending $$.  I think that will eliminate the feelings I have.  

I know that keeps me from hyperventilating over hubby's purchases lol  I know it's our blow money so there's no stress attached to it.

post #13 of 19
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Originally Posted by Karen1985 View Post

I know that keeps me from hyperventilating over hubby's purchases lol  I know it's our blow money so there's no stress attached to it.

I think this will help too smile.gif I'm also looking for underlying reasons of which I can think of a few and we need to work on.

post #14 of 19

For the longest time, I kept control of the money.  It really hurt my relationship with Dh.  It took a bit of counseling to see what I was doing--but I became the gate keeper.  He'd come to me with what he wanted to purchase and I would say no.  smile.gif

 

Now it is so much different.  We have so much less disposable income.  I still do the bills, but each month, I show he what we have left (which is usually nothing).  He knows money is tight and he makes his own decisions on whether or not he thinks we can afford something.  He does run it by me, but I always just tell him, this is our situation--you decide.  

post #15 of 19

I think a lot of becoming less controlling is also really related to how much wiggle room is there. 

If we stick exactly to our budget we have $25 left over at the end of the month. When we get to a place where we have more then this then maybe I can become less controlling

 

Also, It works for us but the purchasing, bills, finances all fall to me. As a single income family we don't have a his pay check and a hers check. There is only an ours. 

post #16 of 19
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Originally Posted by ember15 View Post

I think a lot of becoming less controlling is also really related to how much wiggle room is there. 

 

I agree with that statement.  Even though dh is the main breadwinner, he's not controlling (neither am I).  When we had much less cash, I used to nitpick his purchases a lot more (especially eating lunches out).  Now they don't bother me as much because we can afford it and I know it's something he enjoys.   It also really helps to have a certain amount of "fun money" set aside for each spouse to blow each month, no questions asked.

post #17 of 19
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Originally Posted by Kim View Post

 

I agree with that statement.  Even though dh is the main breadwinner, he's not controlling (neither am I).  When we had much less cash, I used to nitpick his purchases a lot more (especially eating lunches out).  Now they don't bother me as much because we can afford it and I know it's something he enjoys.   It also really helps to have a certain amount of "fun money" set aside for each spouse to blow each month, no questions asked.

I also agree with this.  Because of our darn cat and our house flood when we moved in, we had to use our Equity Line and it's at $24K, However it WAS 36K this time last year, so I've worked like the dickens to get it down.  Each payday I take whatever is left over with my "pad" that makes me feel comfortable in the checking and I transfer it to the line.  I have stopped putting money into savings, I want this darn thing paid off so much.  Surprisingly, it doesn't seem to bother dh at all that we have 24K in Equity Line debt because he says it's 'secured debt'.  Well, sure it is, but it still bothers me like crazy.

 

My goal is by this time next year to have it to a manageable amount in my mind (4K).  I think this is why I've been so crazy about $$ lately.  I'm working hard to chip away at the debt and frivolous purchases bother me, but I realize that some frivolous spending is inevitable.  Dh is supposed to get a hefty bonus again next year so hopefully we can throw that all on the line too, or at least a good chunk of it.

post #18 of 19
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Originally Posted by Stormy View Post

 

No red flags.  He was going to Israel for work, and wanted to extend it by two days so he could go to the Holy Sulpechre (sp) and the Dead Sea with his boss and co worker.  If anything that spiritually helped me because he prayed for me where the body of Jesus' was prepared for burial.


That makes sense. Frankly, if I were in Israel, I'd want to do the same thing. Sometimes hubby would be stuck in a foreign country and have nothing to do on the weekends. In some countries to do anything he'd need an escort provided by the company but, of course, those people want to have the weekend off so hubby would sit around his hotel for most of his time off. That really isn't very fun when you're in a fantastic foreign country but can't enjoy your time there. Since his room and food was already paid, it was nothing for us to let him see the sights if he had a way to get there. However, once his business trip was done, all he wanted to do was get home.

 

I agree with Mels, that sometimes I'll pay the bills then send hubby an e-mail with an outline of our financial situation, including upcoming expenses. There are times when he'll tell me he really appreciates me doing that. He wants to be more involved but he isn't sure what schedule I'm working on so he never knows when to ask me without looking like he is nagging me about it.

post #19 of 19
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Quote:
Originally Posted by Cookie2 View Post


That makes sense. Frankly, if I were in Israel, I'd want to do the same thing. Sometimes hubby would be stuck in a foreign country and have nothing to do on the weekends. In some countries to do anything he'd need an escort provided by the company but, of course, those people want to have the weekend off so hubby would sit around his hotel for most of his time off. That really isn't very fun when you're in a fantastic foreign country but can't enjoy your time there. Since his room and food was already paid, it was nothing for us to let him see the sights if he had a way to get there. However, once his business trip was done, all he wanted to do was get home.

 

 

This is what they did too.  Between the three of them, one paid for the extra hotel that they split 3 ways, (twin beds!) one of them paid for the food for those two days, and one of them paid for the guide they hired for the day in Jerusalem.  Amazingly, they all came out to be about the same amount of $$!  However, this still was $400 that we hadn't planned on.  I was not about to deny dh but just pulling out $400 out of our hat wasn't going to happen.  Dh knows basically what we have where but sometimes I need to remind him that when we take from one category to pay for something (his trip) the money has to come from *somewhere*.  We just don't take $400 out of the checking account and say, OK, there is your spending $$, we take it out and need to replace it from *somewhere* in order to pay the bills.

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