Originally Posted by Kim
I agree with that statement. Even though dh is the main breadwinner, he's not controlling (neither am I). When we had much less cash, I used to nitpick his purchases a lot more (especially eating lunches out). Now they don't bother me as much because we can afford it and I know it's something he enjoys. It also really helps to have a certain amount of "fun money" set aside for each spouse to blow each month, no questions asked.
I also agree with this. Because of our darn cat and our house flood when we moved in, we had to use our Equity Line and it's at $24K, However it WAS 36K this time last year, so I've worked like the dickens to get it down. Each payday I take whatever is left over with my "pad" that makes me feel comfortable in the checking and I transfer it to the line. I have stopped putting money into savings, I want this darn thing paid off so much. Surprisingly, it doesn't seem to bother dh at all that we have 24K in Equity Line debt because he says it's 'secured debt'. Well, sure it is, but it still bothers me like crazy.
My goal is by this time next year to have it to a manageable amount in my mind (4K). I think this is why I've been so crazy about $$ lately. I'm working hard to chip away at the debt and frivolous purchases bother me, but I realize that some frivolous spending is inevitable. Dh is supposed to get a hefty bonus again next year so hopefully we can throw that all on the line too, or at least a good chunk of it.