by THINKING. DH and I have been really busy and gotten into major "convenience mode". I know that is no excuse. I woke up last night, at about 3:00 am, thinking about our spending, and couldn't go back to sleep for about an hour and a half. We have GOT to stop our thoughtless, convenient spending, and starting being smart, again.
DH just asked me when I was going to head out this morning, because I told him I needed to run errands, while we were talking last night. I said, "I'm not. I just need to get my eyebrows done, and I can do that myself." (Savings = ~$15) Dh responded, "Well, I guess I could wahs my truck myself, then." (Savings = at least $35) I said, "Yeah. We could do my van, too." (Savings = at least $30).
All of those "spendy" things were going to happen this morning. If I had not made the decision last night, and talked with DH this morning, that would be $80, bare minimum, out of the account, by noon.