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Anyone have their cards affected by the Target breach? - Page 2

post #11 of 18

No. I have a red card but not a charge card, and I only use my red card at Target. I''ve never used my credit caard at Target. I checked my bank account anyway just to be sure and it was fine.

post #12 of 18

I don't have credit cards, just my debit and the target red card debit card, so everything will end up going through my checking account. I've been keeping an eye on that and so far so good.

 

I've had info stolen in the past and the first warning was a random charge to my account for like $3. If you see *anything* that doesn't look familiar have them lock it down immediately, the standard procedure I guess is for them to do a small charge first to test the account and then if it goes through fine and accounts stay valid they'll make larger charges and/or try to gather more of your information.

post #13 of 18
Thread Starter 
Quote:
Originally Posted by Karen1985 View Post
 

I don't have credit cards, just my debit and the target red card debit card, so everything will end up going through my checking account. I've been keeping an eye on that and so far so good.

 

I've had info stolen in the past and the first warning was a random charge to my account for like $3. If you see *anything* that doesn't look familiar have them lock it down immediately, the standard procedure I guess is for them to do a small charge first to test the account and then if it goes through fine and accounts stay valid they'll make larger charges and/or try to gather more of your information.

 

You can go to the website and change the pin on your debit Target card.

post #14 of 18
Quote:
Originally Posted by deemom View Post
 

 

You can go to the website and change the pin on your debit Target card.

True, but changing a pin doesn't affect its ability to be used online.

post #15 of 18
Thread Starter 
Quote:
Originally Posted by Karen1985 View Post
 

True, but changing a pin doesn't affect its ability to be used online.

 

That's why I just called them, had them cancel that card and reissue me another one. 

post #16 of 18

I used a Chase cc there on December 4th. Chase sent an email saying they are monitoring it and don't worry because we won't be responsible for any bogus charges. I told DH not to use that card any more to make it easier to check the account for activity, but of course he did. I went online today to check it and pay the bill. Chase says on the website that they are only restricting debit card accounts, not credit card accounts.

I am frankly more worried about identity theft. DH is already signed up for credit monitoring due our state's security breach last year, but for some reason I couldn't enroll. I wasn't worried about that until now.

post #17 of 18

YES! Today my card was used fraudulently. I am very concerned now. I know we are not liable for the charges, but I worry about identity theft.

post #18 of 18
Quote:
Originally Posted by cooks4kids View Post
 

YES! Today my card was used fraudulently. I am very concerned now. I know we are not liable for the charges, but I worry about identity theft.

Been there done that (victim, not thief), and it's a royal bitch to get it straightened out once your identity hasd been stolen.

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