My husband and I were missionaries in South Africa for almost a decade. After two years, the Assemblies of God South Africa (my husband is an Assemblies of God minister) asked my husband to stop being a missionary and to work for them in their missions dept. My husband has an M.A. and and M.Div. That is why they wanted him. However, wages are very low in South Africa.
He worked for them for two years doing conferences, conventions, and teaching inter-cultural communication. Then, a large Assemblies of God church asked him to start two new academic programs in conjunction with the largest (non-denominational Protestant) Bible college in the Cape Town area of three million people. He ended up being: an associate pastor, a full-time instructor and a dept. head at the Bible college. He worked about 80-90 hours a week. I could not get a job, I did not have a work permit. So, that was not an option to help in this case.
The last four years we were in South Africa (of 8 1/2 years), my husband did not make enough to pay basic bills and have any breathing room. We lived with double-digit inflation (ave. about 12%) WITHOUT raises. The last two years we were there, I had to put food on a credit card to survive, perpetually more and more of each month. This finally drove us out of SA and back to the States. I won't even go into the crime, men raping little girls to "cure" themselves of HIV, the stresses of just living behind bars and with security systems, etc. are bad enough without financial problems.
I stopped sleeping without medication for seven years and just started being able to sleep in the last three months. (We left South Africa 3 years and 3 months ago.) I told my GP, (I got a new one about six months ago) and he told me that he wouldn't want to live like that. He also told me that everyone has his/her breaking point.
I was smart enough to figure out that I had hit mine. The problem was that I had just stayed stuck in my breaking point. There are so many other ways in which I couldn't cope besides the sleeping. I had started having panic attacks (head between the knees stuff) and chest pains, etc. now that we were back in the States. My husband has an income that more than meets basic bills with some breathing room here. I still couldn't break out of this even perpetual panic mode even though our financial situation had changed.
I began to wonder if I could come back from my breaking point. I am a Christian and I believe in healing. I examined what I believe about God and realized that I believe in God as the restorer. I began to pray and read my Bible much more than normal, asking God to restore me. After about a week, once while praying, I felt a calm presence outside of myself come over me. I felt like the wheels in a clock inside me were turning, but were out of sync and not matched up to turn together. It felt like the wheels came together and began turning together. I have been different and calmer ever since. I can sleep again. No more panic attacks. I have come to realize that while I must use money wisely, it is just a thing. Money no longer owns me, I own it.
I was set off by extreme financial trouble coupled with living in a serious inner-city like environment. That was my "trigger." I knew what my trigger was, I just couldn't get past it until my GP made that comment from me. I decided with God's help to come back from my own personal breaking point to begin to enjoy life again. BTW, my husband does nothing with the finances, I make all the decisions, pay all the bills, and have all the responsibility (this is his choice, he wants nothing to do with it). That hasn't changed, but I have changed. It is possible to come back from your breaking point. God is truly my restorer.