I was in deep debt right out of high school. My parents
never budgeted money, so of course I never knew how.
(I'm 30 now, so this hasn't been very long ago)
My dh saved me!! He taught me how to budget,
save and be frugal. He helped me get completely
out of debt, student loans and all!!
We got completely debt free! Completely! House paid off,
car paid off, everything!!! It only took about 4 years!
It was really HARD work, but I/we stuck
with it and it has paid off! I think the key is to keep at it
even after your debt is gone!
One of the BIGGEST money savers to us is we brown bag
our lunches and eat dinner at home every night. That saves
so much money, it's hard to believe!! And it is quite simple!
It's easy to get frustrated, but it is so worth it to stick it out!!!!