I am excited by this and after I get off the computer I am going to try to get my dh to come on board!
I can see I'm going to have to modify this a little bit, though, for example three weeks ago two friends and I set up that we are all going to lunch with the kids tomorrow. I don't want to break that, And I am not prepared to have everyone here tomorrow. So I guess we are going to go since it was already set up, but we'll be extremely frugal in the restaurant (order water for drinks, see if they have specials, or if we elect to do fast food - not my first choice - but we can order off the $1 menu).
In another way, this has already helped me. Ds's calendar ran out (obviously) It was a great one from Kids National Geographic. Anyway, we were going to go out and get ds one, since they are 1/2 price...but I just remembered that I had gotten some 'blank' calendars that you can create your own pictures for them. So that is what we are going to do today! Ds loves nature, and it will be easy to make one using just our computer and printer! Maybe I'll even make one for myself!!
I can see I'm going to have to modify this a little bit, though, for example three weeks ago two friends and I set up that we are all going to lunch with the kids tomorrow. I don't want to break that, And I am not prepared to have everyone here tomorrow. So I guess we are going to go since it was already set up, but we'll be extremely frugal in the restaurant (order water for drinks, see if they have specials, or if we elect to do fast food - not my first choice - but we can order off the $1 menu).
In another way, this has already helped me. Ds's calendar ran out (obviously) It was a great one from Kids National Geographic. Anyway, we were going to go out and get ds one, since they are 1/2 price...but I just remembered that I had gotten some 'blank' calendars that you can create your own pictures for them. So that is what we are going to do today! Ds loves nature, and it will be easy to make one using just our computer and printer! Maybe I'll even make one for myself!!
! They will probably start hording their Chistmas stocking treats 
( well what's left of them anyway)! Great way to start the year off with a diet! The only bummer is that I was planning on buying Dave Ramsey's book this week 
!
I thought we'd just start by tracking our spending or making a budget. LOL
