Thank you for all of the opinions! I hadn't realized it would cause contention for some people! i really just wanted peoples opinions on what they themselves would do if in the same type of situation we are in. 4 kids ages 5 and under, qualifying financially, and trying to get out of debt. And i also wanted to know what you would do if not in the same situation. Also- we are young and bought our first house the month that we got pregnant again. our car broke a month after we moved in, and we also discovered that owning a home costs sooooo much more than just the mortgage payment. So i worked through 5 months of my pregancy- the first 3 months i was to sick to work, and then the last month i was to huge and sore to be on my feet all day. i was nursing to save money, but ds got thrush in his mouth and past it on to me, and it was to painfull to continue nursing, and that is when we switched to formula and signed up for wic. since i am not nursing, i am willing to go back to work part time, but i have gotten no call backs on my applications yet. If we had money to pay for the formula i would, but we don't right now, and although i don't feel completly right about using wic, i feel even worse using our credit card to pay for it. And yes, since we realized how much we would be relying on the credit cards to get by each week we have eliminated what we can of our "want" monthly expenses to be closer to living within our means.