Category Archives: Budgeting
Target vs Walmart: Which has better grocery prices? I put it to the test!
Target vs Walmart After reading the Target vs Walmart debate in our forums over which store has better prices, I decided to put it to the test with my own comparison. At both stores, I recorded the cost of a … Continue reading
Ways to Cut Monthly Expenses
If you’ve been following our Forget the Joneses series, by now you should have computed how much money you’ll need to retire, to pay off debt, and build your emergency fund. For some of you, there isn’t enough cash to … Continue reading
Financial Success Checklist
Image Credit Financial Success Checklist Emergencies happen. Cars break down. Kids get sick. People lose jobs. Those are simple facts of life. It’s not a matter of if they happen; it’s a matter of when. Don’t act like a victim when life happens … Continue reading
Avoid Common Budgeting Mistakes
Now that you’ve got a clear picture of your cost of living, you can figure out where you can cut back and create your budget. When creating a budget, a lot of families make critical mistakes. Don’t set yourself up … Continue reading
Create a Debt Spreadsheet and Paydown Plan
If you’re like most Americans, you’ve got some amount of consumer debt. Instead of just wishing it would go away, take action and get it under control by coming up with a plan to pay it off. Trying to pay … Continue reading
How Planning Ahead Can Help Save Money
Often, the key to saving money and enjoying yourself on a budget is to plan ahead. Getting some frugal events on the calendar for the next few weeks can help get you excited about saving money. Plus, with things … Continue reading
Calculate Your Cost of Living
Calculate Your Cost of Living Before creating a budget, it’s important to know what your current cost of living is. This will serve as a starting point when you decide the areas you feel like you need to trim; or … Continue reading
Calculate Your Household Net Worth
When was the last time you calculated your household’s net worth? If you haven’t done if for recently, or EVER; you need to read on. You can’t very well get to where you’re going if you don’t know where you … Continue reading
Put Your Family on a 21-Day Spending Freeze
Start Your 21-Day Spending Freeze What is a spending freeze? To put it simply: no more unnecessary spending. You’re not allowed to spend money on anything but necessities. Use up the food you have in your cupboards. Your grocery budget … Continue reading
How to Make Charitable Giving a Priority
Giving to those less fortunate is a great way to help you feel even more blessed this holiday season. At a time when kids have presents on the brain, helping those in need is a great way to teach them … Continue reading
