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A
Penny Saved is a Penny Given Away
by Tammy
Harrison
I am a big penny-pincher. Unlike some folks, I look for the best
bargains because I am so generous. I have always felt that if I give, I
receive ten times as much back. If my family needs money, I will help if
I can. If someone in my church is having financial trouble, we will give
all that we can. If the neighbor lady wanted something, I would do my
best to see that she got it. I give away our used children's clothing
and toys and books so that others can enjoy the riches from their use
that we have had. We recently donated a used automobile to the
National
Kidney Foundation. My local library receives donations of books when I
no longer need them. I want bargains so that I can support this
lifestyle!
The first place that I watch my dollars is in my home office. To me,
working from home is a luxury and a necessity for my generous spirit. I
try every way to get the best bang-for-my-buck. I have found some
excellent resources for operating my home-based businesses out of my home
and have whittled my monthly overhead costs (excluding depreciation) down
to a mere $45.00 a month! That includes utilities, telephones, supplies,
web host, unreimbursed expenses and my ISP!
I am going to list for you some of my outlets for free resources,
purchasing supplies and outsourcing work. I do not make any money for
offering these resources nor do I endorse any of them (hence no URL's).
This is strictly my personal opinion as a home-based working mom with
three children and three thriving businesses:
1) I order paper products from two competing companies: Penny-Wise
Office Products and Viking Office Products. Just like bread at your
local grocery stores, if one of them isn't having a sale on something the
other one is.
2) Printer supplies come from All-Ink.com. I do not have time to go
comparison shopping locally so I did so online. Once I found All-Ink, I
quit ordering printer supplies from my office products stores.
3) Bob Sherwood (SmartAgreements), a SCORE Counselor and businessman is my first choice for contracts, agreements or just plain ole' business
questions. He's been around the block (so to speak) in successful
businesses throughout his career and is more than willing to lend a
helping hand with my business needs.
4) Click&Inc. offers all of the documentation you need to incorporate
your business--no matter what state you are in. I still use my local
attorney to review the paperwork, but I don't have to pay his legal
assistants to type it up!
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