One of the first steps in becoming a frugal family is learning to save money and create a budget. Making sure you have more left over at the end of the month than you spend is crucial. Here are some great resources whether you've been budgeting for years, or you're planning your family's finances for the first time...
Cost of Living Calculator
Calculate your current cost of living and see if you're spending more than you earn.
Track Your Spending Knowing exactly how and where you spend your money will provide you with key
information about where your money goes. It will also give you valuable insight into what your spending weaknesses are and provide information about what you can improve upon. Learn how...
Trimming Your Taxes
Many Americans dread filing their taxes, especially if it involves writing a big check to Uncle Sam. Make this the year you get a grip on your taxes. Here are some simple
things you can put into practice this year to avoid a tax bill that gives you sticker shock later on.
Getting a Clear Financial Picture: Know Your Net Worth Before you really start to move ahead financially, it’s important to get a clear picture of your current financial picture.
This financial picture serves as a benchmark for evaluating progress towards your goals, and it can help shed light on areas you may want to improve.
Less is More Budgeting Tips Sometimes less really is more.
Consider subtracting some things from your budget and adding both
quality of life - and some cash!
Paycheck to Paycheck Reality Check For those living paycheck to paycheck, the cycle of getting paid only to have it spent by months’ end seems endless.
You may wonder how you’ll ever break free. It’s time to take control of your own financial life and do something about it.
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Is there something you want to learn to do this year that will help you to save money?
-Do you want to learn how to sew?
-Do you want to learn how to become a better cook?
-Is there something crafty you want to learn to do so you can make gifts throughout the year?