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Peeling Back the Layers of Your Financial Onion
by Kimberly
Danger
The number one
reason why people go into debt isn’t lack of
money. It’s a lack of something else.
Something that doesn’t have anything to do with
money. What else? Well, that really depends on
the person.
In most cases,
spending is only a symptom of a larger problem.
The problem could be one of many things: low
self-esteem, boredom, or loneliness, just to
name a few. Our inner problems usually have a
way of manifesting externally; whether it’s a
weight problem, an addiction, or spending too
much.
The problem with
overspending is that it creates other problems
in the process: debt, clutter, or even strained
relationships. Suddenly you’ve created a
downward spiral that perpetuates itself.
If you’re
suffering financially, ask yourself why. Many
people are quick to place the blame on some
factor outside of themselves: their husband is
underemployed, high mortgage payments, or (fill
in the blank). Often you need to peel back the
layers of the onion to see what problem lies
underneath.
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