Back to School Clothes on a Budget by Kimberly Danger

It’s almost here again: Time for the kids to head back to school. But before they set foot on that school bus, you’ll most likely be heading to the local mall to outfit them for that first day. For moms on a budget, the back to school wardrobe can be a frightening prospect. Your kids are begging for Tommy, Ralph, and Abercrombie, but your wallet screams Wal-Mart. Here are some tips for getting the most out of your back-to-school buck while still giving kids what they want:

·         Use this as an opportunity to teach budgeting skills. Tell your kids how much money you have to spend, and let them participate in the decision-making process. Even young children understand the concept of money. Older kids can be given a clothing allowance for them to spend as they wish. Anything they want over and above their allowance should be paid for by babysitting, mowing lawns, etc.

·         Buy only one outfit to start with, saving most of your money for later on. Chances are your kids will come home from school having seen all the new trends they missed out on and wished they had. With money left over, they can get what they really want. Plus, retailers will start marking down their fall clothes after all the back-to-school shopping has died down a little.  The best time to buy fall clothing is mid-to-late September.

·         Shop all year long.  Instead of buying your child's school wardrobe all at once, update as you find the best bargains.  Stores like Target and Old Navy are continually marking clothes down by 50-90%.  By shopping clearance racks all year long, you will be replacing worn-out items at rock bottom prices.

·         Shop thrift stores and resale shops. Jeans, jackets, shoes, and shirts can be found for $1-$5 per item at your local Goodwill or Salvation Army. Many times shops like these even have half-price or bag days where you can save even more. If you shop frequently, you most likely will be able to find the brand names your kids are looking for.  Resale shops like Plato's Closet are also a new trend -- they specialize in the desired brand names tweens and teenagers are searching for.  No one will ever know that their "new" Abercrombie sweatshirt was second-hand! 

·         Check out eBay. The online auction service often has great deals on new or slightly worn clothing. You can name your price, with nothing to lose. Most sellers offer a photo of the items being sold, and have a seller’s feedback rating indicating the number of positive comments they’ve received, which can increase the first-time bidder’s comfort level. Search by size, brand name, or description. A recent search on "Tommy Hilfiger" came up with 4,394 matches!  The best time to search eBay is also a little later on in the shopping season.  If you wait a month or so after school starts to shop, you'll be sure to snag a bargain.